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What kinds of benefits are covered by Texas workers' compensation?

Private employers in Texas are not required to participate in the state-regulated workers' compensation program, and not all employers are required to tell you, as a worker, whether or not they provide workers' comp. If you have been injured on the job and don't know your options for receiving compensation for medical bills and lost wages, then a Texas workers' comp attorney can help.

Depending on the circumstances of your injury and your employer's insurance situation, you could be entitled to benefits through workers' compensation insurance or through the employer if the employer is self-insured. You may also be entitled to compensation if your employer's negligence or the negligence of another party resulted in your injury. A workers' comp lawyer can explain which option is appropriate for your situation.

Anyone who has been injured on the job should promptly report the injury to the employer. In Texas, to receive workers' compensation benefits, your injury must be reported to the employer within 30 days of the incident, or within 30 days of the date when you became aware that the injury or illness was work-related.

Workers' compensation covers four kinds of benefits in Texas: income benefits, medical benefits, death benefits and burial benefits.

Income benefits replace a portion of the wages you lose because of your injury, and there are four kinds of income benefits:

  • Impairment income benefits
  • Temporary income benefits
  • Supplemental income benefits
  • Lifetime income benefits

The Texas Department of Insurance has more on how income benefits are calculated.

For more on maximizing a claim after a work-related injury, please visit the workers' compensation website of The Shelton Law Firm. Attorney Michael Shelton has nearly 40 years of experience in fighting for and protecting the rights of injured workers.

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